The Terms and Conditions, for the Opening and Use of a Loan Account with LoanscapeInternational, as laid down herein below (“Terms and Conditions”) constitutes a legally binding financial facility agreement (“Agreement”) between Loanscape International Financial Services Private Limited (“Loanscape”) and you, i.e., the visitor (“Visitor”) for using Loanscape’s financial facility (“Services”) and sharing certain data through a mobile application software (“App”). 1. ACCEPTANCE OF TERMS AND MODIFICATION THEREOF 1.1 If the Visitor does not agree with any Terms and Conditions, the Visitor must not access the App. If the Visitor accesses the App, this Terms and Conditions shall be a legally binding agreement between the Visitor and Loanscape. 1.2 Any changes to this Terms and Conditions will only be effective when posted through the App by Loanscape, and the Visitor agrees to such changes in the Terms and Conditions. 1.3 The Visitor’s use of certain features, functionality or programs (including contests, sweepstakes, promotions, wireless marketing opportunities, RSS feeds, etc.) offered on or through the App may be subject to additional terms and conditions, which would be deemed to be accepted by the Visitor. 1.4 The Visitor expressly agrees that the Visitor will be deemed to have consented to the disclosure to, and use by, a subsequent owner or operator of the App, of any information about the Visitor contained in the applicable Loanscape database, and, to the extent Loanscape assigns its rights and obligations pursuant to a merger, acquisition, or sale of all or substantially all of Loanscape’s assets including any part or all of the App, a subsequent owner or operator. 1.5 Loanscape reserves the right, in its sole discretion, to terminate the access to the App or any portion thereof at any time, after providing a prior notice. 1.6 The headings and subheadings herein are used for convenience only and are not intended to describe, interpret, define or limit the scope, extent or intent of this Terms and Conditions. 1.7 The Terms and Conditions herein shall apply equally to both the singular and plural form of the terms defined. Whenever the context may require, any pronoun shall include the corresponding masculine and feminine. The words “include”, “includes” and “including” shall be deemed to be followed by the phrase “without limitation”. Unless the context otherwise requires, the terms “herein”, “hereof”, “hereto, “hereunder” and words of similar import refer to this Terms and Conditions as a whole.